Draft Accounts (checking):

  • Share Draft- requires $50.00 minimum in share account.
    • FREE Visa Debit Card
    • Unlimited check writing
    • No per check fees
    • FREE online banking
    • Access to FREE budgeting software, MoneyDesktop, that automatically tracks your spending and/or expenses
    • FREE e-statements
    • FREE Courtesy Pay (Opt-In required)
    • Direct Deposit with FREE automatic transfers
    • FREE 24-hour access to your funds with over 28,000 surcharge free ATMs (click here to find ATMs)


  • Dividend Earning Share Draft- requires a minimum balance in your draft account to avoid monthly service fee.