Checking


Reward Checking

earn bETTER

With free Earn Better checking, saving has never been more rewarding. Earn 2.00% APY* on up to a $10,000.00 balance (based on a $10,000.00 balance you could earn up to $201.14 a year) — plus, refunds on ATM withdrawal fees, nationwide. There’s never a monthly service fee. Instead, we keep your hard-earned cash where it belongs — with you.

  • Refunds on ATM withdrawal fees, nationwide (up to $25.00 monthly)

  • Link to free Save Better to build savings automatically 

  • No monthly service fee

  • No minimum balance to earn rewards

  • Unlimited check writing

  • Free online banking with bill pay

  • Free E-statements

  • Free mobile banking

  • Free VISA® debit card (1st card)

  • No minimum deposit to open

SPEND BETTER

With free Spend Better checking, swiping your debit card has never been more rewarding. Earn 2.00% cash back on debit card purchases-that's up to $10.00 each month on $500 in purchases — plus, refunds on ATM withdrawal fees, nationwide. There’s never a monthly service fee. Instead, we give you money back.

  • Refunds on ATM withdrawal fees if qualified, nationwide (up to $25.00 monthly)

  • Link to free Save Better account to build savings automatically 

  • No monthly service fee

  • No minimum balance to earn rewards

  • Unlimited check writing

  • Free online banking with bill pay

  • Free E-statements

  • Free mobile banking

  • Free VISA® debit card (1st card)

  • No minimum deposit to open

Earning your rewards is easy!

To earn your rewards, just do the following transactions and activities in your Earn or Spend Better account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle

  • Be enrolled in E-Statements

  • Have at least 1 login to online banking

Even if you don’t qualify one month, don't worry! Your checking account will always be free, plus you can get right back to earning the full rewards the next month.

* APY = Annual Percentage Yield

 

Debit Card Options