Limited Time

7 Month Share Certificate at 0.700% APY

Savings

  • Base Share Account- required for membership
  • Mega Money- minimum balance $1000.00 required, monthly dividends.
  • Double Nickel- for Members 55 and older, $100.00 share balance required monthly dividends, some free or discounted benefits.
  • Share Certificates
  • Club Accounts- Christmas and Summer
  • I.R.A. Accounts

Federal regulations limit the number of withdrawals or transfers to other accounts to six per month.  This includes transactions by telephone, debit card, check, draft, pre-authorized or electronic transfers, and online banking.  Unlimited ATM or in-person cash withdrawals are allowed and are not transactions included in the federal regulated limit. Savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. 

Rates

Savings Rates

  •  Rates effective 08-03-2015
Minimum Deposit Minimum Dividends Balance APY Alert Me
Base Share (savings)1 $5.00 $100.00 0.10%
Auxilliary (savings) $0.00 $100.00 0.10%
Peewee Penguin $5.00 $5.00 0.499%
Double Nickle
(for members 55 or older)
$5.00 $100.00 0.20%
Summer Club $25.00 $5.00 0.20%
Christmas Club $25.00 $5.00 0.20%
Average daily balance computation method Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the quarterly statement cycle.
  • 1Dividend Earnings Share Draft Account $500.00 minimum balance to avoid a service charge of $5.00 per month.

Mega Money Rates

  •  Rates effective 08-03-2015
APY Alert Me
$100.00 to $20,000.00 .150%
$20,000.01 to $75,000.00 .200%
$75,000.01 and over .250%
Mega Money Accounts $1,000.00 minimum balance to avoid a service charge of $25.00 per month.

Average daily balance computation method Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the quarterly statement cycle.

Share Certificate and IRA Rates

  •  Rates effective 08-03-2015
Minimum Balance APY Alert Me
Share Certificate- 6 Month $250.00 0.400%
Share Certificate- 7 Month $250.00 0.700%
Share Certificate- 12 Month $250.00 0.500%
Share Certificate- 18 Month $250.00 0.600%
Share Certificate- 24 Month $250.00 0.800%
Share Certificate- 36 Month $250.00 1.200%
Share Certificate- 48 $250.00 1.600%
Jumbo Share Certificate Alert Me
Jumbo Share Certificate- 6 Months $100,000.00 0.650%
Jumbo Share Certificate- 12 Month $100,000.00 0.075%
Jumbo Share Certificate- 18 Month $100,000.00 0.850%
Jumbo Share Certificate- 24 Month $100,000.00 1.050%
Jumbo Share Certificate- 36 Month $100,000.00 1.450%
Jumbo Share Certificate- 48 Month $100,000.00 1.850%
IRA Alert Me
Traditional, Roth, & Educational IRA $5.00 .300%
Average daily balance computation method Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the quarterly statement cycle.