Closed: May 26th and May 28th in observance of Memorial Day

Reward Checking

Kasasa Cash Back

Free checking that gives you cash back on debit card purchases and refunds your ATM withdrawal fees, nationwide.*
With free Kasasa Cash Back® checking, swiping your debit card has never been more rewarding. Earn cash back up to $108 per year on everyday debit card purchases* — plus, refunds on ATM withdrawal fees, nationwide.* There’s never a monthly service fee. Instead, we keep your hard-earned cash where it belongs — with you.

  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically 
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free online banking with bill pay
  • Free E-statements
  • Free mobile banking
  • Free Visa® debit card
  • No minimum deposit to open


Earning your rewards is easy!
To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 1 login to online banking


Even if you don’t qualify one month, don't worry! Your checking account will always be free, plus you can get right back to earning the full rewards the next month.

Click here for Disclaimer

Minimum Deposit Minimum Dividends Balance APY Alert Me
Kasasa Checking $0.00 $0.01 2.00% * Receive a notification when this rate changes
Average daily balance computation method Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the quarterly statement cycle.*Must meet Kasasa reward requirements. 2.00% APY up to $10,000.00.