We, our, and us, when used in this notice, mean Campco Federal Credit Union.

 

This is our privacy notice for our members. When we use the words “you” and “your” we mean the following types of members:

We will tell you the sources of the information we collect about you.  We will tell you what measures we take to secure that information.

 

We will tell you what information we share about you with other entities.  We will explain what your rights are, and how you can exercise them.  If you share an account relationship with someone else, such as a joint account holder or co-borrower, we suggest that you share this information with such persons to ensure that each of you is aware of our policy and your options.

 

We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you.  Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.  Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section. 

An affiliate is a company we own or control. 

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours.  This is also known as nonaffiliated third party, or simply an “other party.”

Opt out means a choice you can make to prevent certain sharing of information.  We will explain how you can exercise this choice.

 

 

We collect information about you from the following sources:

We restrict access to information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards to protect this information.

 

We may disclose information to other parties.  Here are the kinds of information you give us on an application or other forms, such as:

You may opt out of the disclosure of the information listed above.

 

State Limitations
AL, AK, ID, ND and VT – We will not share this information about members who reside in Alabama, Alaska, Idaho, North Dakota or Vermont.

 

MA, MS and NJ – We will not share any information derived from share relationships with us about member who reside in Massachusetts, Mississippi or New Jersey.  If you have a loan account or other member relationship in addition to a share account relationship, and you do not want us to share this information about you, you should opt out using a method described below.

 

Types of Other Parties
We may disclose information about you to the following types of other parties:

Reasons For Disclosing
We may disclose information about you to other parties to provide you with information about additional products and services.

 

Limitations on Disclosure
Here are the limitations we impose on the use of information disclosed to other parties:

 

We do not disclose information about former members, except as permitted by law.

 

In this notice, we have explained our policy about the disclosure of certain information.

 

Other Parties.  We have explained the kinds of information we may disclose to other parties.  We have also explained the kinds of other parties with whom we may disclose the information.  If you prefer that we do not disclose information to these other parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than the disclosures permitted by law).

 

Your decision to block the disclosure of your information will apply to information collected from all products and services you receive from us.

 

If you have obtained one or more products or services jointly, an opt out instruction by any party will be effective for all of that party’s information we have collected and for all information collected in conjunction with the product or service for all other joint parties.  If one of you chooses to opt out, no information we have collected about you will be shared, nor will we share information about any other joint party collected in conjunction with the product or service.

 

If you previously sent us an opt out, then we will continue to apply your instruction to the information you asked us not to share.  You do not need to return another opt out form.

If you wish to opt out of the disclosure of your information, you may do so by using any of the following methods: